There is a lot of talk lately about insurance companies having policies that cover Bed Bug infestations. Not only would these policies cover the cost of treatment and loss of revenue, but also the claims of “bodily injury, property damage and mental anguish” of the ‘victims’. Infestations of any kind have typically been excluded in commercial insurance policies as they were considered a maintenance expense. So far the policies are for commercial properties; hotels and residential property managers.
The following link is an article from the Hartford Courant just this past week.

http://articles.courant.com/2011-07-19/news/hc-bedbug-insurance-20110708_1_bedbugs-aon-risk-solutions-willis-north-america

Another article was published the same day in Medical News Today:

http://www.medicalnewstoday.com/articles/231306.php